{"id":4785,"date":"2025-09-19T04:36:49","date_gmt":"2025-09-19T04:36:49","guid":{"rendered":"https:\/\/mohamad-itani.com\/?p=4785"},"modified":"2025-09-23T05:01:10","modified_gmt":"2025-09-23T05:01:10","slug":"local-vs-foreign-financing-saudi-arabia","status":"publish","type":"post","link":"https:\/\/mohamad-itani.com\/ar\/local-vs-foreign-financing-saudi-arabia\/","title":{"rendered":"\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a: \u0623\u064a \u062e\u064a\u0627\u0631 \u0647\u0648 \u0627\u0644\u0623\u0641\u0636\u0644 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u061f"},"content":{"rendered":"<p>\u064a\u0648\u0641\u0631 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 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\u0623\u0637\u0648\u0644 \u0648\u0639\u0645\u0644\u064a\u0627\u062a \u0645\u0648\u0627\u0641\u0642\u0629 \u0623\u0633\u0647\u0644.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\"><strong>\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629:<\/strong> \u062a\u0645\u064a\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0625\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0642\u0644\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644\u0647\u0627 \u0623\u0643\u062b\u0631 \u062a\u0643\u0644\u0641\u0629 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646\u060c \u0648\u062e\u0627\u0635\u0629 \u0639\u0646\u062f \u0645\u0642\u0627\u0631\u0646\u062a\u0647\u0627 \u0628\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0634\u0631\u0648\u0637 \u0627\u0644\u0633\u062f\u0627\u062f:<\/strong> \u0645\u0639 \u0634\u0631\u0648\u0637 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u062a\u064a \u062a\u062a\u0631\u0627\u0648\u062d \u0639\u0627\u062f\u0629\u064b \u0645\u0646 10 \u0625\u0644\u0649 30 \u0639\u0627\u0645\u064b\u0627\u060c \u064a\u0635\u0628\u062d \u0645\u0646 \u0627\u0644\u0623\u0633\u0647\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0625\u062f\u0627\u0631\u0629 \u062a\u062f\u0641\u0642\u0627\u062a\u0647\u0645 \u0627\u0644\u0646\u0642\u062f\u064a\u0629.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0625\u064a\u062c\u0627\u0628\u064a\u0627\u062a \u0648\u0633\u0644\u0628\u064a\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u0627\u064a\u062c\u0627\u0628\u064a\u0627\u062a:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\"><strong>\u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0642\u0644:<\/strong> \u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0623\u0643\u062b\u0631 \u062a\u0643\u0644\u0641\u0629 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0648\u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u064a\u0646\u060c \u062d\u064a\u062b \u062a\u062a\u0631\u0627\u0648\u062d \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0639\u0645\u0648\u0645\u064b\u0627 \u0628\u064a\u0646 3-5%.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0639\u0645\u0644\u064a\u0629 \u0645\u0648\u0627\u0641\u0642\u0629 \u0623\u0633\u0647\u0644:<\/strong>\u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u064a\u0648\u0627\u062c\u0647 \u0627\u0644\u0645\u0648\u0627\u0637\u0646\u0648\u0646 \u0648\u0627\u0644\u0645\u0642\u064a\u0645\u0648\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0648\u0646 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0623\u0642\u0644 \u0639\u0646\u062f \u0627\u0644\u062a\u0642\u062f\u0645 \u0628\u0637\u0644\u0628 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0648\u0636 \u0645\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u062d\u0644\u064a\u0629.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0645\u0639\u0627\u0644\u062c\u0629 \u0623\u0633\u0631\u0639:<\/strong> \u062a\u062a\u0645 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0628\u0634\u0643\u0644 \u0623\u0633\u0631\u0639 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u0633\u0644\u0628\u064a\u0627\u062a:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\"><strong>\u0634\u0631\u0648\u0637 \u0623\u0647\u0644\u064a\u0629 \u0623\u0643\u062b\u0631 \u0635\u0631\u0627\u0645\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646:<\/strong> \u0642\u062f \u064a\u0648\u0627\u062c\u0647 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u0648\u0646 \u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0639\u0644\u0649 \u0623\u0648 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u0644\u062a\u0623\u0647\u0644 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0642\u0631\u0648\u0636.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0646\u0633\u0628\u0629 \u0627\u0644\u0642\u0631\u0636 \u0625\u0644\u0649 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u062d\u062f\u0648\u062f\u0629:<\/strong> \u0642\u062f \u062a\u0637\u0644\u0628 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u062f\u0641\u0639\u0629 \u0623\u0648\u0644\u0649 \u0623\u0643\u0628\u0631 (\u062a\u0635\u0644 \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0623\u062d\u064a\u0627\u0646 \u0625\u0644\u0649 30\u066a) \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0645\u0642\u0631\u0636\u064a\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0648\u0634\u0631\u0648\u0637 \u0627\u0644\u0642\u0631\u0648\u0636 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a<\/h3>\n\n\n\n<p>\u062a\u062a\u0631\u0627\u0648\u062d \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0642\u0631\u0648\u0636 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0639\u0627\u062f\u0629\u064b \u0628\u064a\u0646 3% \u06485%. \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0645\u062a\u062f \u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u062f\u0627\u062f \u0625\u0644\u0649 30 \u0639\u0627\u0645\u064b\u0627\u060c \u0645\u0645\u0627 \u064a\u0645\u0646\u062d \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0648\u0642\u062a\u064b\u0627 \u0643\u0627\u0641\u064a\u064b\u0627 \u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0642\u0631\u0636. \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u064a\u0642\u062f\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0642\u0631\u0648\u0636\u064b\u0627 \u0628\u0645\u0639\u062f\u0644 \u0641\u0627\u0626\u062f\u0629 \u062b\u0627\u0628\u062a\u060c \u0645\u0645\u0627 \u064a\u064f\u0633\u0647\u0651\u0644 \u0648\u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0644\u0644\u0633\u062f\u0627\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u0643\u064a\u0641 \u064a\u0639\u0645\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/h3>\n\n\n\n<p class=\"translation-block\"><a href=\"https:\/\/mohamad-itani.com\/ar\/foreign-ownership-in-saudi-arabia-real-estate-what-you-need-to-know\/\" data-wpel-link=\"external\" rel=\"external noopener noreferrer\" target=\"_self\">\u064a\u062a\u0645\u062a\u0639 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628 \u0623\u064a\u0636\u064b\u0627 \u0628\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0623\u0648 \u062c\u0647\u0627\u062a \u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629. \u0648\u0631\u063a\u0645 \u0623\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0642\u062f \u062a\u0643\u0648\u0646 \u0623\u0643\u062b\u0631 \u062a\u0639\u0642\u064a\u062f\u064b\u0627 \u0628\u0639\u0636 \u0627\u0644\u0634\u064a\u0621 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628\u060c \u0625\u0644\u0627 \u0623\u0646 \u0641\u0648\u0627\u0626\u062f\u0647\u0627 \u0642\u062f \u062a\u0643\u0648\u0646 \u062c\u062f\u064a\u0631\u0629 \u0628\u0627\u0644\u0627\u0647\u062a\u0645\u0627\u0645 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0646\u0648\u0639 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0646\u0627\u0633\u0628\u064b\u0627.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\"><strong>\u0627\u0644\u0623\u0647\u0644\u064a\u0629:<\/strong> \u0642\u062f \u064a\u0648\u0627\u062c\u0647 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628 \u0648\u062f\u0627\u0626\u0639 \u0623\u0639\u0644\u0649 \u0623\u0648 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0623\u0647\u0644\u064a\u0629 \u0623\u0643\u062b\u0631 \u0635\u0631\u0627\u0645\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0645\u0642\u062a\u0631\u0636\u064a\u0646 \u0627\u0644\u0645\u062d\u0644\u064a\u064a\u0646.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0642\u0631\u0648\u0636:<\/strong> \u064a\u062a\u0636\u0645\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0639\u0627\u062f\u0629\u064b \u0642\u0631\u0648\u0636 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0623\u0648 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0645\u0645\u0648\u0644\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0637\u0648\u0631\u064a\u0646\u060c \u0648\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0648\u0627\u0633\u0639\u0629 \u0627\u0644\u0646\u0637\u0627\u0642.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0645\u0632\u0627\u064a\u0627 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0644\u0644\u0639\u0642\u0627\u0631\u0627\u062a<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u0627\u064a\u062c\u0627\u0628\u064a\u0627\u062a:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\"><strong>\u0645\u0628\u0627\u0644\u063a \u0642\u0631\u0648\u0636 \u0623\u0643\u0628\u0631:<\/strong> \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0642\u062f\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0645\u0628\u0627\u0644\u063a \u0642\u0631\u0648\u0636 \u0623\u0639\u0644\u0649\u060c \u0648\u0647\u0648 \u0623\u0645\u0631 \u0645\u062b\u0627\u0644\u064a \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u062a\u0637\u0644\u0639\u0648\u0646 \u0625\u0644\u0649 \u0634\u0631\u0627\u0621 \u0639\u0642\u0627\u0631\u0627\u062a \u0630\u0627\u062a \u0642\u064a\u0645\u0629 \u0639\u0627\u0644\u064a\u0629.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0634\u0631\u0648\u0637 \u0642\u0631\u0648\u0636 \u0623\u0643\u062b\u0631 \u0645\u0631\u0648\u0646\u0629:<\/strong> \u0645\u0646 \u0627\u0644\u0645\u0631\u062c\u062d \u0623\u0646 \u064a\u0642\u062f\u0645 \u0627\u0644\u0645\u0642\u0631\u0636\u0648\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628 \u0634\u0631\u0648\u0637\u064b\u0627 \u0645\u0631\u0646\u0629 \u062a\u0646\u0627\u0633\u0628 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u064a\u0646.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u062a\u0646\u0648\u064a\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644:<\/strong> \u064a\u0633\u0627\u0639\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0642\u0631\u0636 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0639\u0644\u0649 \u062a\u0646\u0648\u064a\u0639 \u0645\u0635\u0627\u062f\u0631 \u062a\u0645\u0648\u064a\u0644\u0647\u0645\u060c \u0645\u0645\u0627 \u0642\u062f \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u064a\u062d\u0633\u0646 \u0627\u0644\u0641\u0631\u0635 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u0633\u0644\u0628\u064a\u0627\u062a:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\"><strong>\u0645\u0639\u062f\u0644\u0627\u062a \u0641\u0627\u0626\u062f\u0629 \u0623\u0639\u0644\u0649:<\/strong> \u064a\u0623\u062a\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0639\u0645\u0648\u0645\u064b\u0627 \u0628\u0645\u0639\u062f\u0644\u0627\u062a \u0641\u0627\u0626\u062f\u0629 \u0623\u0639\u0644\u0649 (\u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u062a\u0643\u0648\u0646 \u062d\u0648\u0627\u0644\u064a 6-8\u066a).<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0623\u0648\u0642\u0627\u062a \u0645\u0648\u0627\u0641\u0642\u0629 \u0623\u0637\u0648\u0644:<\/strong> \u0642\u062f \u062a\u0633\u062a\u063a\u0631\u0642 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0648\u0642\u062a\u064b\u0627 \u0623\u0637\u0648\u0644\u060c \u0648\u0642\u062f \u062a\u062a\u0637\u0644\u0628 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0645\u062e\u0627\u0637\u0631 \u0635\u0631\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u062a:<\/strong>\u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0624\u062b\u0631 \u062a\u0642\u0644\u0628\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0629 \u0639\u0644\u0649 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628\u060c \u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0639\u0645\u0644\u0629 \u0628\u0644\u062f\u0647\u0645 \u0627\u0644\u0623\u0635\u0644\u064a.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0644\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/h3>\n\n\n\n<p>\u0642\u062f \u064a\u0641\u0631\u0636 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0628\u0639\u0636 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a\u060c \u0645\u062b\u0644:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\"><strong>\u0623\u0648\u0642\u0627\u062a \u0645\u0639\u0627\u0644\u062c\u0629 \u0623\u0637\u0648\u0644<\/strong>\u060c \u0645\u0645\u0627 \u0642\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u0623\u062e\u064a\u0631 \u0634\u0631\u0627\u0621 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0631\u0633\u0648\u0645 \u0623\u0639\u0644\u0649<\/strong>\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644\u0647\u0627 \u062e\u064a\u0627\u0631\u064b\u0627 \u0623\u0643\u062b\u0631 \u062a\u0643\u0644\u0641\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u062d\u0644\u064a\u0629.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a: \u0627\u0644\u0627\u062e\u062a\u0644\u0627\u0641\u0627\u062a \u0648\u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u0627\u0644\u0627\u062e\u062a\u0644\u0627\u0641\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0641\u064a \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0648\u0634\u0631\u0648\u0637 \u0627\u0644\u0642\u0631\u0636 \u0648\u0627\u0644\u0645\u0631\u0648\u0646\u0629<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\"><strong>\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629:<\/strong> \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u064a\u0642\u062f\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0642\u0644 (3-5%)\u060c \u0628\u064a\u0646\u0645\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a 6-8% \u0623\u0648 \u0623\u0639\u0644\u0649.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0634\u0631\u0648\u0637 \u0627\u0644\u0642\u0631\u0636:<\/strong> \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u062a\u0623\u062a\u064a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0628\u0641\u062a\u0631\u0627\u062a \u0633\u062f\u0627\u062f \u0623\u0637\u0648\u0644 (10-30 \u0639\u0627\u0645\u064b\u0627)\u060c \u0628\u064a\u0646\u0645\u0627 \u0642\u062f \u062a\u0643\u0648\u0646 \u0641\u062a\u0631\u0627\u062a \u0633\u062f\u0627\u062f \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0623\u0642\u0635\u0631.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0642\u0631\u0648\u0636:<\/strong> \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u064a\u0648\u0641\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0645\u0628\u0627\u0644\u063a \u0642\u0631\u0648\u0636 \u0623\u0639\u0644\u0649\u060c \u0648\u0647\u0648 \u0623\u0645\u0631 \u0645\u0641\u064a\u062f \u0644\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0623\u0643\u0628\u0631 \u062d\u062c\u0645\u064b\u0627.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0645\u0627 \u0647\u0648 \u062e\u064a\u0627\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0643\u062b\u0631 \u0645\u0644\u0627\u0621\u0645\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646\u061f<\/h3>\n\n\n\n<p>\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646\u060c \u0642\u062f \u064a\u0643\u0648\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0623\u0635\u0639\u0628\u060c \u062d\u0633\u0628 \u062d\u0627\u0644\u0629 \u0625\u0642\u0627\u0645\u062a\u0647\u0645. \u0642\u062f \u064a\u0643\u0648\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u062e\u064a\u0627\u0631\u064b\u0627 \u0623\u0643\u062b\u0631 \u0645\u0631\u0648\u0646\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646\u060c \u0648\u0625\u0646 \u0643\u0627\u0646 \u0642\u062f \u064a\u0648\u0627\u062c\u0647\u0648\u0646 \u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0639\u0644\u0649.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\"><strong>\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a:<\/strong>\u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0642\u0644\u060c \u0648\u0644\u0643\u0646 \u0642\u062f \u064a\u0648\u0627\u062c\u0647 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u0648\u0646 \u062d\u0648\u0627\u062c\u0632 \u0625\u0636\u0627\u0641\u064a\u0629\u060c \u0648\u0642\u062f \u062a\u062a\u0637\u0644\u0628 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u062f\u0641\u0639\u0627\u062a \u0623\u0648\u0644\u0649 \u0623\u0643\u0628\u0631.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a:<\/strong> \u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0639\u0644\u0649 \u0648\u0623\u0648\u0642\u0627\u062a \u0645\u0648\u0627\u0641\u0642\u0629 \u0623\u0637\u0648\u0644\u060c \u0648\u0644\u0643\u0646\u0647 \u064a\u0648\u0641\u0631 \u0642\u0631\u0648\u0636\u064b\u0627 \u0623\u0643\u0628\u0631 \u0648\u0645\u0631\u0648\u0646\u0629 \u0623\u0643\u0628\u0631 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u064a\u0646.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0623\u0641\u0636\u0644 \u062e\u064a\u0627\u0631 \u062a\u0645\u0648\u064a\u0644\u064a \u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0645\u0631\u0627\u0639\u0627\u062a\u0647\u0627 \u0639\u0646\u062f \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644<\/h3>\n\n\n\n<p>\u064a\u0639\u062a\u0645\u062f \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0641\u0636\u0644 \u0639\u0644\u0649 \u0639\u062f\u0629 \u0639\u0648\u0627\u0645\u0644\u060c \u0645\u062b\u0644:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\"><strong>\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u0642\u0631\u0636:<\/strong> \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0623\u0633\u0647\u0644 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u064a\u0646\u060c \u0648\u0644\u0643\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u064a\u0648\u0641\u0631 \u0645\u0631\u0648\u0646\u0629 \u0623\u0643\u0628\u0631 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0648\u0634\u0631\u0648\u0637 \u0627\u0644\u0642\u0631\u0636:<\/strong> \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0628\u062d\u062b \u0639\u0646 \u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0642\u0644\u060c \u0641\u0625\u0646 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0647\u064a \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0641\u0636\u0644.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0642\u0631\u0648\u0636 \u0648\u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0633\u062f\u0627\u062f:<\/strong> \u0625\u0630\u0627 \u0643\u0646\u062a \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0645\u0628\u0627\u0644\u063a \u0642\u0631\u0648\u0636 \u0623\u0639\u0644\u0649\u060c \u0641\u0642\u062f \u064a\u0643\u0648\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0647\u0648 \u0627\u0644\u062d\u0644 \u0627\u0644\u0645\u0646\u0627\u0633\u0628.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u062a\u0648\u0635\u064a\u0627\u062a \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628 \u0648\u0627\u0644\u0645\u062d\u0644\u064a\u064a\u0646<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\"><strong>\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0645\u062d\u0644\u064a\u064a\u0646:<\/strong> \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0647\u0648 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0641\u0636\u0644 \u0628\u0633\u0628\u0628 \u0627\u0646\u062e\u0641\u0627\u0636 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\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0643<\/h2>\n\n\n\n<p>\u064a\u0639\u062a\u0645\u062f \u0627\u062e\u062a\u064a\u0627\u0631 \u062e\u064a\u0627\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0641\u064a \u0627\u0644\u0646\u0647\u0627\u064a\u0629 \u0639\u0644\u0649 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643 \u0648\u0623\u0647\u062f\u0627\u0641\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629. \u064a\u0648\u0641\u0631 \u0643\u0644\u064c\u0651 \u0645\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0648\u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0645\u0632\u0627\u064a\u0627 \u0641\u0631\u064a\u062f\u0629\u060c \u0644\u0630\u0627 \u062e\u0635\u0651\u0635 \u0648\u0642\u062a\u064b\u0627 \u0644\u062a\u0642\u064a\u064a\u0645 \u0648\u0636\u0639\u0643 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\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a\u060c \u0648\u0644\u0643\u0646\u0647\u0645 \u0642\u062f \u064a\u0648\u0627\u062c\u0647\u0648\u0646 \u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0639\u0644\u0649 \u0648\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0623\u0647\u0644\u064a\u0629 \u0623\u0643\u062b\u0631 \u0635\u0631\u0627\u0645\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u06333. \u0645\u0627 \u0647\u064a \u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u061f<\/h4>\n\n\n\n<p>\u064a\u0642\u062f\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0645\u0628\u0627\u0644\u063a \u0642\u0631\u0648\u0636 \u0623\u0639\u0644\u0649 \u0648\u0634\u0631\u0648\u0637\u064b\u0627 \u0623\u0643\u062b\u0631 \u0645\u0631\u0648\u0646\u0629 \u0648\u0644\u0643\u0646\u0647 \u064a\u0623\u062a\u064a \u0645\u0639 \u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0639\u0644\u0649.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u06334. \u0643\u064a\u0641 \u062a\u062e\u062a\u0644\u0641 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0628\u064a\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0648\u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u061f<\/h4>\n\n\n\n<p>\u064a\u0642\u062f\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0639\u0645\u0648\u0645\u064b\u0627 \u0623\u0633\u0639\u0627\u0631\u064b\u0627 \u0623\u0642\u0644 (3-5%)\u060c \u0641\u064a \u062d\u064a\u0646 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0623\u0633\u0639\u0627\u0631 \u0623\u0639\u0644\u0649 (6-8%).<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u06335. \u0645\u0627 \u0647\u064a \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u062f \u064a\u0648\u0627\u062c\u0647\u0647\u0627 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u061f<\/h4>\n\n\n\n<p>\u0642\u062f \u064a\u0648\u0627\u062c\u0647 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628 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\u0643\u0646\u062a \u0645\u0633\u062a\u062b\u0645\u0631\u064b\u0627 \u062f\u0648\u0644\u064a\u064b\u0627 \u0645\u0646 \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0623\u0648 \u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u062e\u0644\u064a\u062c\u064a \u0623\u0648 \u0645\u0627\u0644\u064a\u0632\u064a\u0627\u060c \u0641\u0625\u0646 \u0627\u062e\u062a\u064a\u0627\u0631 \u062e\u064a\u0627\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0623\u0645\u0631 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629. \u0647\u0644 \u062a\u062e\u062a\u0627\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u0623\u0645 \u0623\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 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